AOA is a variable annuity featuring active and passive structured strategies that seek to provide growth potential, targeted downside protection and flexibility.1 At any time, your clients can capture potential gains, reset their investment strategy and reinvest as desired.2
Advanced Outcomes Annuity offers structured outcome strategies with underlying funds that have characteristics unlike many other traditional investment products and may not be suitable for all investors. There is no guarantee that the outcomes for a specific fund term will be realized. For more information regarding whether an investment in these funds is right for you, please see the product and fund prospectuses.
1 The funds available in the Advanced Outcomes Annuity are subject to market risk, including loss of principal. Downside market protection options provide limited protection from market losses over the course of the fund term. If you would like a guarantee of principal, Corebridge Financial offers other products that provide such guarantees. The level of risk you experience and your potential investment performance will differ depending on the investments you choose. There is no guarantee that a fund will be successful in its attempt to achieve its investment objective and/or outcomes. There also is no guarantee that a particular options strategy will be successful. An investor may lose some or all of their investment in a fund.
2 Investors who make purchases in a fund after the beginning of the fund's term or sell units before the end of the fund's term will experience different outcomes than the stated parameters (growth potential and downside protection options) on the term start date. The specified outcomes of the fund may not be realized, and the investor risks losing some or all of their investment in the fund. Investment strategies term start and end dates pertain only to the fund term itself and not the annuity. Advanced Outcomes Annuity features a 6-year declining withdrawal charge. Please see product summary for complete withdrawal charge information.
This site is intended for Financial Professional use only. If you are a client or prospective client interested in learning more about Advanced Outcomes Annuity, please contact your Financial Professional to learn more.
An investment in Advanced Outcomes Annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested. Products and features may vary by state and may not be available in all states or firms. We reserve the right to change fees for features described in this material; however, once a contract is issued, the fees will not change. The purchase of Advanced Outcomes Annuity is not required for, and is not a term of, the provision of any banking service or activity.
All contract and optional benefit guarantees are backed by the claims-paying ability of the issuing insurance company. They are not backed by the broker/dealer from which this annuity is purchased.
Structured Outcome Funds Risk: Underlying Funds may employ Strategies which seek to provide a ‘structured outcome’ investment experience. The upside capture parameters could limit the upside participation of these Underlying Funds. Conversely, downside protection parameters provide limited protection in the event of decreasing referenced index performance. There is no guarantee that these Underlying Funds will completely protect against referenced index price decreases. The parameters of the Underlying Funds are designed to attempt to achieve their objectives over the entirety of the Underlying Fund’s outcome period. If you invest in these Underlying Funds after its specified outcome period has already started, you risk your investment not experiencing the full effect of the parameters. The specified outcomes of these Underlying Funds may not be realized, and a degree of under or over performance is likely. For more information, please see the Underlying Funds’ prospectuses.
Variable Portfolio Risk: Amounts that you invest in the Variable Portfolios are subject to the risk of poor investment performance. You can gain or lose money if you invest in these Variable Portfolios. Each Variable Portfolio’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Variable Portfolio. For more information, please see the Underlying Funds’ prospectuses.
FLEX Options Risk: The Fund will utilize FLEX Options issued and guaranteed for settlement by the Options Clearing Corporation (OCC). In a rare event, the Fund could suffer significant losses if the OCC is unable or unwilling to perform its obligations under the FLEX Options contracts. FLEX Options may also be less liquid than standard options which may adversely impact the value of the Fund’s FLEX Options and its NAV. In addition, the value of the Fund’s FLEX Options positions is not anticipated to increase or decrease at the same rate as the reference index; and while it is anticipated that they will generally move in the same direction, it is possible that they may move in different directions.
Over-The-Counter (OTC) Options Risk: The Funds may also utilize OTC options. OTC options are two-party contracts with negotiated strike prices and expiration dates and differ from exchange-traded options in that OTC options are transacted with dealers directly and not through a clearing corporation. Because OTC options are not guaranteed for settlement by a clearing broker, they are generally considered to have greater counterparty risk than exchange-traded options, such as FLEX Options, which are issued and guaranteed for settlement by the OCC and their clearing houses (“clearing members”) rather than a bank or a broker. A less liquid trading market may adversely impact the value of the Fund’s OTC options and therefore the NAV of the Fund. In addition, because there can be no assurance that a liquid secondary market will exist for any particular OTC option at any specific time, the Fund may be required to treat some or all of its OTC options as illiquid securities.
Advanced Outcomes Annuity is sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained by calling 1-877-445-1262. Investors should read the prospectus carefully before investing.
Contracts and features may vary by state or may not be available in all states.
Advanced Outcomes Annuity is issued by American General Life Insurance Company (AGL), Houston, TX, in all states except New York. AGL does not solicit, issue or deliver policies or contracts in the state of New York. Distributed by Corebridge Capital Services, Inc. (CCS), member FINRA. All companies above are subsidiaries of Corebridge Financial, Inc. Corebridge Financial and Corebridge are marketing names used by subsidiaries of Corebridge Financial, Inc.
Policy form number: AG-807 (6/21)
A6197DP1.2 (2/23)
